About us
Global trade shouldn't require a global bank.
Large companies have held accounts in many currencies, local receiving details and settlement the same day for decades. Small and medium businesses have been offered a wire form and a wait of three days. Ravenhive exists to close that gap.
What we build
Ravenhive is global payment infrastructure for small and medium businesses. We let a company open Global Accounts in 19 currencies, hold and convert balances between them, and pay merchants and suppliers across a network of more than 700 banks and mobile money operators, with settlement measured in seconds rather than business days.
Under that sits the part nobody should have to think about: the routing. A payout to a UK account moves over Faster Payments, one to the eurozone over SEPA, one to the US over ACH or Wire, one to Accra over GH EFT, one to a farmer in Tanzania over mobile money. Where a corridor has no domestic rail, we fall back to SWIFT automatically. You choose the recipient; we work out how the money reaches them.
Access to all of it sits behind a second authentication factor and permissions set by role, so growing your team never means widening your exposure. Every action is logged against the person who took it. Virtual and physical card issuance is next.
- 19
- currencies you can hold and receive in
- 700+
- banks and mobile money operators reachable
- 34
- countries served by domestic rails
- 4
- mobile money markets, 8 operators
How we think about it
Every corridor we support was verified against the live network before it shipped. Where the published documentation and the real behaviour disagreed, the real behaviour won. That is why the dashboard asks for a bank code in one market and an IBAN in another, and why it rejects a malformed one before it becomes a failed payment and a fee.
We would rather offer fewer routes that genuinely settle than a long list that produces payments which look valid and never arrive.